HOW OUR PROCESS

WORKS

Understanding our unique process 

Step #1 - INITIAL CONSULTATION

The purpose of this meeting is to allow us to get to know each other, assess your general needs and decide whether you feel comfortable proceeding further.

 

At this meeting, we want to start to get to know the real you – what’s important in life, what gets you out of bed in the morning, and who the people are that you most care about. Our consultative discovery process will uncover your financial concerns, values, and needs.

 

To make the most of the of your discussions, make sure that you have on hand any relevant documents, such as details of your income, expenses, assets, debts, superannuation and insurances to assist us in working out how we can help you.

 

If you decide to proceed to the next stage, we will discuss all fees and charges with you at this appointment.

Step #2 - HELPING YOU IDENTIFY YOUR GOALS

 

We work with you to identify your short and long term financial goals. This can include when you want to retire and how much you want to live on, what sort of investor you are, or understanding potential obstacles or issues that may arise along the way.

 

This stage serves as a foundation for us developing your financial plan. The more we know about you, the more value we can add.

Step #3 - ANALYSING AND ASSESSING YOUR FINANCIAL SITUATION

 

We crunch the numbers, including thorough research of any existing superannuation, investment and insurance products. Then we take our skills and experience to develop strategies to make the most of what you have to get you on the path to where you want to be.

Step #4 - DESIGNING A SOLUTION FOR YOU AND PUTTING IT IN A WRITTEN PLAN

 

We sit down and explain our strategies to you in a manner you will understand. We will spend as much time as needed to ensure you’re comfortable with our recommendations and understand how they benefit you. You will also have your very own personal financial plan to take home with you, known as a Statement of Advice. 

Step #5 - IMPLEMENTATION

 

Once you’re ready to go ahead, we will put your financial plan into place and implement each of the agreed recommendations.  Where needed, we will work with other specialists, such as an accountant or solicitor in implementing your financial plan

Step #6 - REGULAR REVIEW

 

Your financial plan is a living document that needs to adapt to change rather than a “set and forget” solution.  Your circumstances, lifestyle and financial goals are likely to change over time, as will the rules, regulations and economic environment and so it’s important that your financial plan is regularly reviewed, to make sure you keep on track. With our ongoing service arrangements, you can sleep at ease knowing your financial plan is reviewed regularly, you are kept up to date with any external factors impacting your situation, and you always have someone to contact who knows your financial situation thoroughly and is there to assist.

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