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THE RIGHT DIRECTION FOR YOUR FINANCIAL FUTURE
HOW OUR PROCESS
WORKS
Understanding our process
Step #1 - INITIAL CONSULTATION
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This meeting is an opportunity for us to get to know each other, assess your financial needs, and determine whether you feel comfortable moving forward.
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We want to understand the real you—what matters most, what motivates you, and who you care about. Through our consultative discovery process, we’ll explore your financial concerns, values, and goals.
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To maximise the value of our services, this meeting is best suited to diligent savers with $500,000 or more in investment/superannuation assets who are over or approaching age 60, planning to retire within the next 10 years, or already retired.
To make the most of our discussion, please have relevant information ready, such as:
✔ Income & expenses
✔ Assets & debts
✔ Superannuation details
✔ Insurance policies
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If you choose to proceed, we’ll outline all fees and charges during this meeting.
Step #2 - UNDERSTANDING YOUR GOALS
We work with you to identify both your short-term and long-term financial goals. This may include:
✔ When you want to retire and how much you’ll need to live comfortably
✔ Your investment preferences and risk tolerance
✔ Potential obstacles or challenges that could arise along the way
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This stage forms the foundation of your financial plan—the more we understand about you, the more value we can add.
Step #3 - CRAFTING YOUR FINANCIAL STRATEGY
We crunch the numbers and conduct thorough research into your existing superannuation, investments, and insurance products. Using our expertise, we then develop tailored strategies to help you make the most of your financial resources—getting you on the path to where you want to be.
Step #4 - PRESENTING YOUR FINANCIAL PLAN
We sit down with you and explain our strategies in clear, simple terms. We take the time to ensure you feel comfortable and confident with our recommendations and understand how they benefit you. You’ll also receive your personalised financial plan, known as a Statement of Advice, to take home for future reference.
Step #5 - IMPLEMENTING YOUR FINANCIAL PLAN
Once you’re ready to proceed, we’ll put your financial plan into action, implementing each of the agreed recommendations. Where necessary, we’ll collaborate with other specialists, such as accountants or solicitors, to ensure a seamless and effective implementation.
Step #6 - A PERSONALISED, LONG-TERM APPROACH
A key part of our business philosophy is building strong, long-term relationships with a smaller group of clients whose financial circumstances we know and understand intimately. Rather than taking a transactional approach, we focus on trust and ongoing support, ensuring your financial plan evolves with you.
Your financial plan is a living document, not a “set and forget” solution. As your circumstances, lifestyle, and financial goals change over time, so do the rules, regulations, and economic environment. That’s why regular reviews are essential to keep you on track.
With our ongoing service arrangements, you can have peace of mind knowing:
✔ Your financial plan is reviewed regularly
✔ You’ll stay informed about any external factors that may impact your situation
✔ You have a dedicated financial planner who understands your situation and is always available to assist​
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